A Problem of Americans


I got an mp3 via email of a radio talk show (if someone can identify it, I will post credits). Listen here. He outlines it perfectly. In order of importance.

  1. Reduce your expenses to within your means
  2. Eliminate Debt
  3. Establish an Emergency fund of 6 months pay
  4. Save for future purchases
  5. Use savings for home down payment

Nobody wants to hear bad news, news that they can’t have something they want. However, its what’s best long term.


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